![]() To learn more about the difference between a security freeze and a credit report lock, click here. There are no fees for placing, temporarily lifting, or permanently removing a security freeze on your credit reports. To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly. After we receive the request and verify your identity, you will receive confirmation. You can also lift a security freeze by phone by calling. Read more about acceptable documents here. At Equifax, you can use your myEquifax account to lift a security freeze for a date range you specify. Depending on your state of residence, the cost of placing a freeze on your credit file at Equifax, Experian or Trans Union can run between 3 and 10 per credit bureau, and in many states the. If you are requesting to temporarily lift or permanently remove a security freeze via mail, you'll need to provide documents to validate your identity and address. If you prefer not to receive such offers, visit or call toll free at 1-888-5-OPT OUT (88). Please download this form for instructions and mailing address. Under the Fair Credit reporting Act (FCRA), Equifax is permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. You'll be required to give certain information to verify your identity. Before applying for credit, you will need to lift your security freeze so that potential creditors can access your Equifax credit report. You can check the status of your security freeze through your myEquifax account as well. ![]() Online, by creating a myEquifax account. To thaw your credit, you can lift your credit freeze for a specific number of days to give lenders enough time to access your credit.You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. Placing, lifting and removing a security freeze is free. ![]()
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